Friday, 24 September 2010

Flood Damage in Cockermouth Cumbria

Friday 24th September 2010. There is a lot of heavy rain about in the south of England today as I add this item to the blog. Fortunately it is all draining away well, but spare a thought for this client of Neil Cook of Equity and General Insurance Services.

We are the owners of a property in Waterloo St, Cockermouth, Cumbria CA13.
Cockermouth was subject to a catastrophic flood in November 2009 and our house was under seven foot of water.

We have since moved out into another property and decided to let out our house in Cockermouth. This property has been reinstated and we have been attempting to secure insurance at a realistic and reasonable rate. This has proved to be very difficult. We have been told by numerous insurance companies that they are not quoting for our postcode, and were informed by our existing insurers that the new policy premium would be between £3,000 and £5,000 per annum, possibly more, with a very considerable excess.

They would also require a lot of documentation including a government report on the flooding risk at our property. This seemed unreasonable and unduly onerous. In desperation we contacted the National Flood Forum who put us in touch with Neil Cook at Equity and General. Neil was in a position to offer insurance immediately that was both affordable and reasonable.

We are very grateful to Neil for his assistance and the sympathetic manner in which he handled our circumstances he quoted a premium 75% less than we had been offered.

If you want more information contact Neil by Clicking Here

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