Tuesday 28 April 2009

Swine flu Should someone travel to Mexico at the present time

Naturally the media is full of this very serious subject and at jml-insurance.co.uk we have posted some press releases supplied by The ABI (Association of Brotish Insurers) and CIPD (The Chartered Institute of Personnel and Development), comments from Essential Travel and the Foreign and Commonwealth Office.

Please take a look at our page at: http://www.jml-insurance.co.uk/index.php?id=365 for more information. There are links there to the FCO website and World Health Organisation section of their website.

Profits from Animal Insurance Protect Endangered Gorillas in the Congo

At jml-insurance.co.uk we act as affiliate agents for the pet insurance providers "Animal Friends Insurance"

We were provided with the following news report today.
Last December, Animal Friends Insurance chose to support the charity Gearing Up For Gorillas (G4G - www.g4g.co.uk), by helping with funding for vital projects to save the majestic mountain gorillas in the war torn Democratic Republic of Congo (DRC). AFI report that they are already making a difference. Funding has enabled the feeding and care of three orphan baby gorillas at a sanctuary in Goma. Ndeze and Ndakasi are two mountain gorillas and Mapendo an eastern lowland gorilla.

G4G representative Linda Nunn commented, “The milk powder for baby gorillas is very expensive (especially at the moment with insecurity and travel issues), and the ranger/care givers have to go further to fetch forest food for them every day. They're obviously having to go further to quieter areas or pay local people to fetch it from afar for them and that all takes money. Funds from AFI will keep Ndeze, Ndakasi and Mapendo fed and looked after for some time.”

The UN has declared 2009 to be the official “Year of the Gorilla” to raise awareness of their plight and the efforts of rangers who risk their lives to protect them. Animal Friends is proud to support this cause and aims to assist in the campaign.

G4G works to assist park rangers who have limited resources and whose work place is one of the most dangerous in the world. Many rangers and their families have been living in trenches because of the war. Over the last decade, more than 100 rangers have been killed while on duty in DRC.
Five National Parks in DRC are classified as ‘World Heritage Sites – in Danger’. These five sites are the last refuge for many of the worlds endangered and threatened species. In eastern DRC, the Virunga National Park is home to around half of the last remaining mountain gorillas. The gorillas are under intense threat – as are the brave rangers who work there. In January, ranger Safari Kakule was attacked and killed. AFI has started to provide funding to directly help these courageous rangers.

Animal Friends Insurance can help protect your pet against the rising costs of pet insurance - you can buy pet insurance online quickly and easily, and they have a range of policies to suit every need and budget. As an ethical insurer, Animal Friends Insurance is the only UK pet insurance company which donates one hundred percent of its net profits to helping animal charities and welfare organisations all over the world.

Animal Friends Insurance is a non-profit making insurance business, which donates 100% of its net profits to animal welfare charities worldwide. The company was founded in 1998 and offers competitively priced dog and cat insurance products. In 2005 Animal Friends Insurance's managing director, Elaine Fairfax, won the NatWest everywoman Award for achieving the most outstanding success in business. Animal Friends currently insures around 30,000 pets at a £5 million gross written premium

Friday 17 April 2009

Bargain Holiday Tips - Anyone can use - supplied by Essential Travel

Essential Travel, the travel insurance provider have come up with a selection of tips for finding the best holiday baragains.

Here are a few of them:

Go away for longer: The longer you stay away, the more likely your hotel, car hire company, etc will be to do you a deal. These savings soon add up and mean it could actually be cheaper to go on holiday, than stay at home.

Sign up, sign up: Sign up for newsletters and loyalty programmes from airlines, hotels and travel companies, to find out first about their special deals, discounts and upgrades.

Ditch your travel agent: Booking through a travel agent does give you a certain amount of security, but you pay for that in commission. By dealing with hotels and car hire companies directly, you will generally get better rates.

Research, research, research: Comparison sites allow you to compare prices and availability across all travel channels, so you can pick the best deal, or choose to pay a little extra for the date or destination you want.

Travel at strange times: Some flight comparison sites have a chart that shows you the cheapest day to fly. The general rule? Avoid Fridays and Saturdays - the busiest and most expensive days of the week.

Want to find out more tips from Essential Travel, visit the page at jml-insurance.co.uk

Thursday 16 April 2009

Londoners Most at Risk from Burglary - Endsleigh Names UK Burglary Hotspots

London has been named the UK's riskiest city for household theft while Preston is the safest, according to a new report published on the 14th April 09 by Endsleigh Insurance.
The new figures were revealed in Endsleigh's 'Homes Report 2009', which shows the top ten safest and riskiest towns and cities for burglaries in the UK.
The results were collected by analysing household theft claims over the last four years from tens of thousands of Endsleigh policyholders in the UK. Whilst Home Office statistics highlight the fact that the rate of burglary across the UK has fallen over the past decade, a recent report* released in January found that burglary rates had increased by four per cent across the UK over the last quarter as the recession developed. Figures from July-September 2008 show a significant increase in burglary rates for the first time in seven years.

Endsleigh analyses the percentage of claims in different UK towns and cities against the number of Endsleigh policyholders, ranking them based on the comparative risk of burglary, rather than on the total number of claims there have been. The report also covers accidents in the home, determining the most and least 'accident-prone' towns and cities.
Whether you are living in London or another part of the UK, make sure you have proper insurance cover. Find out more about Endsleigh Insurance Products available via jml-insurance HERE
Endsleigh's top five tips for reducing the risk of burglary include:
Do not label your house keys in case you lose them
Install a burglar alarm
Never leave a spare key concealed anywhere
Ask a friend or neighbour to check on the property if you are going away
Where possible, try to keep valuables out of sight from windows

Friday 10 April 2009

Travel insurance is now required for Channel Islands visitors

The bilateral healthcare agreement between the UK and the Channel Islands has now ended.

Anyone travelling to the Islands, which include Guernsey, Jersey, Alderney, Sark and Herm, will now be required to pay for medical treatment should they become ill or injured.

The UK Government has said that visitors from the UK are advised to arrange for adequate travel insurance in advance. This will mean that residents of the Channel Islands visiting the UK will now also have to pay for medical treatment if they come to the UK and become ill.

One of the insurance companies that jml-insurance acts as an introducer for, EssentialTravel.co.uk wants to assure all customers visiting the Islands from this date that they will be covered for medical costs by one of its standard insurance policies.

"We recognise the importance of providing comprehensive medical cover for anyone travelling to the Channel Islands from April", says Stuart Bensusan, Insurance Director at EssentialTravel.co.uk. "This is why, unlike many other insurers who are cashing in on the change in healthcare arrangements, our customers will be protected by our standard UK single trip cover, as before."

"At a time when the industry should be doing all it can to encourage people to travel, this change in cover implemented by some insurers, will only serve to frustrate and confuse travellers. "There's a danger that those tourists who have visited the Channel Islands previously on a UK policy, may unwittingly travel unprotected on the same policy as before, risking hefty medical bills.

"It's vital that anyone visiting the Channel Islands this year checks with their travel insurance provider to ensure they take out the correct type of policy" says Bensusan.

With weak £ pound many Britons will be taking their holidays in the United Kingdom, rather than travelling overseas so it is vitally important they have proper cover.

jml-insurance acts as introducers to several well known Travel Insurance Providers including - Endsleigh - Direct Travel - Simple - Devon Direct and Essential Travel: More information can be found on the Travel Insurance page at the jml-insurance site

Monday 6 April 2009

Contents Insurance only for a property in London for an owner who no longer live in the UK

jml-property-Insurance.co.uk act as introducers for several UK Insurance Brokers. One client who lives outside the UK has recently had his property’s contents insurance arrange by Neil Cook a Specialist Risks Manager.

The client went to the jml-property-Insurance.co.uk web site that specialises in property and rental property insurance to find out if Ember JD could arrange cover for his property for contents insurance only.

Neil Cook and the client exchanged emails with quotations and cover was quickly arranged.

Neil said” There is no problem with clients contacting us from overseas as long as they provide us with the relevant email and contact phone numbers. In a case like this we would initially need to know the postcode of the property the actual contents sum insured required, what sort of security is there in the property, does/can someone regularly check the property and how old the client is does the client have any prior claims. We can usually arrange cover in a very short period of time.”

Neil Cook who has many years of experience as an Insurance broker says that “ he can offer insurance for a lot of non-standard insurance areas like Insurance for reformed offenders - Ex Offenders insurance which for an ex offender or the family of an ex-offender can be difficult to obtain”.

Neil went on to say “that if the property was less than usual, such as vacant, subsidence/flood affected, had a number of claims or the policyholder had a number of claims he would still have been able to offer cover"

They now also have a facility to cover residences and holidays homes in the UK, Northern Ireland and Europe to include clients with criminal convictions that other insurers will not cover" We understand no other insurance broker can do this!”

In early March Neil Cook was quoted in the UK’s Sunday paper “The Observer” about his concerns about the way in which the insurance cover for Blocks of Flats was arranged. The article was saying that owners of leasehold flats are paying up to double the market rate for buildings insurance because brokers are paying "kickbacks" to the block management property agents who manage their homes.

Some block management companies are choosing the insurer that pays the most commission, instead of the company that offers the best value - and then sharing this commission with the managing agent. This is an issue that many leaseholders in blocks of flats are not aware of.

More information can be found at the jml-property-insurance website www.jml-property-insurance.co.uk