Tuesday 30 July 2013

Rentguard Insurance is one of the leading providers for buy-to-let landlord insurance companies

We received a reminder from Rentguard Insurance earlier this week that they are one of the leading providers for buy-to-let landlord insurances. They offer a range of products from a panel including LV, Zurich, Catlin, Amlin and Novae. They also offer a commercial product underwritten by NIG and a residential product with Barbican.

They state that they are currently very competitive on portfolios, HMOs and unoccupied properties. They are also close to releasing a new commercial product with Amlin and a second residential product with E-Insurance and, from that  can see so far, these will be on very competitive rates! 

They will be providing more specific details on the terms of these products as soon as they can. 
However they always appreciate the chance to quote on any more- standard buy to lets, residential or commercial business (See section lower down about their products). 

All of this is good news for landlords as reported on the ARLA website on Monday.
  "Rental demand outstripping supply, according to Sequence" According to research into properties on their books, a surprising turn of events is beginning to show itself as new tenancies agreed have risen by 22% year-on-year across the country, with a 20% rise in London.

Furthermore, across the country there has been 17% growth in tenancy demand, however London has seen just a 5% rise in demand.

The research also points to a 29% annual rise in the numbers of new properties available to rent, with just a 13% rise in London.What this means is supply is now rising higher than demand. As a result, average rents across the country are now flat at £706. The average rent in London also remains flat at £1,374 as the increased supply quashes any potential increases.

Stephen Nation, head of lettings at Sequence, said:"The rental market across the country continues to be a hive of activity.

"Landlords continue to flock to the market keen to take advantage of growing demand, up 17% annually, and attractive mortgage products.

"The dual increase in supply (up 29%) and demand is one reason why rents are remaining stable, though landlords are also pricing their properties keenly to secure tenants over the summer period.

"In London demand (up 5%) continued to marginally outstrip supply (1%) in June, though the ratio of new tenants to new properties is converging with the rest of the UK and as a result prices remain flat.

"Landlords, buoyed by low interest rates and attractive mortgage products, are all too aware of the increasing competition so they are looking to attract reliable long-term tenants, and are pricing their properties to do so."

source: arla.co.uk

Rentguard also provide Tenant insurance - an essential when you are renting. They have a great selection of products advertised on their page at the jml-property-insurance web site including:

Landlords Insurance

Commercial Property Insurance

Legal Expenses with/without Rent Guarantee Insurance

For Owners (Private Residences) Insurance

Tenants Insurance

Holiday Home Insurance

Rentguard Insurance – Home Insurance

Rentguard Insurance – Portfolio and Blocks of Flats Insurance Insurance

Rentguard is a trading name of RGA Group Ltd, authorised and regulated by the Financial Conduct Authority

New golf travel insurance policy launched by Questor Insurance Services

Questor Insurance Services has launched a new golf travel insurance policy. The long established Car Hire excess, Van Hire excess, Motorhome Hire excess and Minibus Hire and travel Insurance specialist Questor Insurance has announced the launch of its new golf travel insurance policy, offering specialised cover for golfing holidays.

With 4.2 million** golfers in Europe alone, scores of golfers will be combining their passion for travel with their love of teeing off at any one time. Questor’s golf travel insurance policy has been designed to meet the needs of this group of people.

The British alone are  taking around 750,000 golfing holidays each year*, Questor Insurance has recognised the need to create a comprehensive travel insurance policy that fully meets the need of golfing enthusiasts on their breaks abroad.

Questor’s new golf travel insurance policy ensures that travellers’ needs are taken care of both on and off of the golfing green.

As well as including all the features you would come to expect from a standard travel insurance policy, including cover for emergency medical expenses and personal money, passports and documents, Questor’s new golf travel insurance policy also provides cover for specific golf related expenses.

This includes cover for golf equipment, including golf equipment that is hired, as well as green fees to a pre-specified limit.

Whether travellers are planning one or several overseas golf trips a year, Questor’s new golf travel insurance policy can be personalised to meet traveller’s particular requirements.

Golfers can choose from a single trip or annual policy, Europe only or worldwide cover, and also between standard or deluxe cover depending on the size of their budget and the key features they want included in their policy.

Commenting on the launch of Questor’s new golf travel insurance policy, Questor Insurance CEO Andrew Lawrence, said: “With 4.2 million** golfers in Europe alone, scores of golfers will be combining their passion for travel with their love of teeing off at any one time.

“Questor’s golf travel insurance policy has been designed to meet the needs of this group, ensuring that the only thing they need to worry about on their golfing holiday is improving their handicap.

“Questor’s commitment to excellence in customer service means that our staff are always willing to go the extra mile to ensure that your needs are catered to at every stage of your golfing holiday.”

Buy your golf travel insurance policy from Questor Insurance today Here.

Questor Insurance’s ‘Be Holiday Savvy’ campaign is running from June to September and will provide travellers with a wealth of handy hints and tips to make the process of planning and executing their foreign holiday that much smoother.

** http://www.egia.org.uk/default.aspx?page=90

Find out more about the Questor Insurance Range of Products Here

Questor Insurance Services Limited are an independent privately owned insurance intermediary that is authorised and regulated by the FCA - Financial Conduct Authority. Questor Insurance designs and distributes niche insurance products for global markets at the same time providing great customer service via a dedicated in-house team.

Their mission is to provide their clients with the best niche insurance products and client service. They do this by designing their own insurance products, building their own software and by providing detailed and ongoing training to their staff.

They pride themselves on providing the personal touch to their customers, a customer  can telephone, email or even make contact through their Live Chat application. Whichever way you make contact with them, you will always find that their staff are ready to go the extra mile to assist.

Questor Insurance also supports its customers through the claim process. They have access to the Underwriter's claim systems so that they can provide their customers with updates on their claim and they meet with the claim handlers regularly to discuss servicing issues. Questor are also in the process of developing what will be an industry-leading claims platform to streamline the claims process even further to the benefit of their customers.

Questor Insurance currently offers insurance in three product classes, Vehicle Hire Excess, Travel Insurance and Excess Protection.

They started trading in August 2007 having received their authorisation from the Financial Conduct Authority’s predecessor in July 2007. They  are a dynamic innovative business with committed staff which translates into a great business. Their products are supplied retail to this website and wholesale to other sites.

Source: Questor Insurance

Tuesday 9 July 2013

Taking a gap year? Questor Insurance reveals 5 ways to save on the cost of your gap year.

Questor Insurance Services issued a press release yesterday for all those students thinking of taking a gap year.

 With students celebrating the end of their studies, vehicle hire excess and travel insurance specialist Questor Insurance reveals some of the ways that they can save on the cost of their gap year.

 1.    Find a free or low-cost volunteer programme
A quick internet search will throw up a range of free volunteer abroad programmes in a number of continents. Some programmes, such as the international citizen service, won’t charge you a programme fee but will require you to fundraise a minimum amount before you set off. Organisations such as International Voluntary Service (IVS) and Concordia also offer voluntary placements abroad with low-placement fees, and offer the added bonus of in-country support.

 2.    Head to a low-cost destination
 Opting for a destination where you will get more bang for your buck, will mean that you can live in style during your gap year, rather than just getting by. Spain recently topped a ranking of best value holiday destinations for Brits, with the top five being completed by Sri Lanka, the Czech Republic, Bali and Vietnam*.

3.    Find the best deal on your gap year travel insurance
Most students will be on a shoestring budget during their gap year travels, so it is important that they get the right level of gap year travel insurance for their needs, without paying over the odds. Backpackers travel insurance provides a comprehensive level of cover, including features such as emergency medical expenses, baggage cover and legal expenses to ensure that you are covered for a number of eventualities on your gap year. The fact that it often provides cover for more than a year means it gives you the flexibility to extend your trip, should you want to put off the 9 to 5 for just a little bit longer.

4.    Work your way around the world
 Earning your way around the world is a great option for gappers who haven’t had the opportunity to save up during their final year of study. If you are aged between 18 and 30 you can get a 12-month working holiday visa for Australia or Canada. For those who want to complete a short stint working in the US or complete an internship, organisations such as CCUSA and BUNAC can provide you with the necessary support.

5.    Get an International Student's card

Just as in the UK, being a student abroad means that you can get discounts on an array of items, including admissions tickets to historical sites, train travel and more. An ISIC (International Student Identity Card) is recognised around the world and could make you substantial savings on your travels. Snap one up online at http://www.isic.org.
Commenting, Questor Insurance CEO Andrew Lawrence, said: “Heading off on a gap year can be one of the most exhilarating, and eye-opening experiences of a student’s lives.“However, as students may be trying out new experiences, such as adventure sports, for the first time as part of their gap year, it is crucial that they take out comprehensive travel insurance before they set off.” Questor Insurance has a specifically designed travel insurance product for back packers, with prices starting from £72.94, visit  Questor Insurance Here  and buy it today.

Questor Insurance’s ‘Be Holiday Savvy’ campaign is running from June to September and will provide travellers with a wealth of handy hints and tips to make the process of planning and executing their foreign holiday that much smoother.Sources


Sunday 7 July 2013

Halo Insurance Services wins the Insurance Start-Up Award at the 2013 British Insurance Awards

The 2013 British Insurance Awards were held last week on Wednesday 3rd July at the Royal Albert Hall in London.

The Insurance Start-Up Award that was sponsored by MITIE was one by Halo Insurance Services.

Halo Insurance Services is the organisation behind iCarhireinsurance the specialist car hire excess insurance and van hire excess insurance business.

The event was hosted by comedian Jimmy Carr
Well done Halo Insurance Services.

iCarhireinsurance.com was founded in 2009 by Ernesto Suarez, a specialist in personal lines insurance.

The company provides excess insurance for car hire, van hire and Car Club (short term car rentals).

If you want to know more about  iCarhireinsurance and are looking for one of their products follow this link to this winning company

Monday 1 July 2013

It looks like Intasure has all angles of the property insurance business well covered.

Taking a look at the Intasure insurance web site it looks like the company is now covering a large part of the UK's property insurance services together with a good overeas market with their range of products.

Not only do they cover holiday homes in the UK and many other countries abroad, but they also offer Expat home insurance and  Holiday chalets abroad insurance.

Back in the UK , apart from Holiday home insurance they appear to be providing Main residence insurance, Landlord and Tenant insurance for the rental market, a range of Chalet and Static caravan products, Listed buildings insurance and for Blocks of flats and apartments.    

Now they even have commercial and Business insurance products as well: These include - Commercial Property insurance, B & B and Hotel Insurance, Office Insurance, Surgery Insurance, shop insurance, Distribution & Wholesalers,Craftsman Insurance, Online Retail Insurance, Home Workers Insurance, Start up Insurance,Professional Indemnity and Liability Insurance products.

Intasure is a trading style of Blenheim Park Ltd and they became part of Arthur J. Gallagher International in August 2012

Find out more about Intasure and its products Here