The premium was about 10 times more than my premium was before conviction (over £1000!). Since I have no mortgage, I am able to choose not to have home insurance, but would obviously prefer to be insured if possible.
Your website states that most of your brokers have no exclusions. Could you please confirm that they will accept me and could you please send me a list of contact details? Thank you for providing a much needed service.
I answered honestly and they then asked for details. I refused as I did not see the relevance but they insisted and said that they would report the conversation to their superiors.
Two days later I received a letter asking me for details of my son's conviction as it was a condition of my insurance policy. I complied and received a letter this week cancelling my insurance from 1st January 2008.
I have been paying insurance for my house with the same company since I took out my mortgage 22 years ago and have only made two small claims in all that time. My son lived with me until he was 20, he is now 24 and his conviction was his first offence but the insurance company are not concerned with the details. They have a policy and are just implementing it.
Neil has gone onto say “We treat every client as a individual and can offer cover no matter what problems they have including those who live in Northern Ireland, this makes our service truly unique.
We have helped thousands of people with convictions get their lives back together not just by arranging cover after disclosure but also with positive support and advice. No longer do you have take cover after avoiding mentioning the convictions then praying nothing goes wrong.”